Working hard or smart?

The Difference Between Working Hard and Working Smart:

WORK HARD
= Work for Money (Active Income)
= Rich - Time
= Plenty of Money But No Time to Spend; Too Busy Trading Time for Money

WORK SMART
= Have Money Work For You (Passive Income)
= Rich + Time
= Wealthy (Plenty of Money With Lots of Free Time Because Income Is Passive)

"Being rich is having money; being wealthy is having time."

It's your call.